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All accounts 11 accounts · personal and X-X.TECH Ltd · updated 11:24syntheticNet −£106,136
Cash in current accounts£6,128.57+£183.80 vs 30 days
Savings and ISAs£71,282.99+£2,280.38 vs 30 days
Business (X-X.TECH Ltd)£63,412.90+£2,318.45 vs 30 days
Borrowing−£246,960.88−£538.12 owed vs 30 days
Spent in October so far£2,124.75day 12 · Sep was £3,348.00
ISA allowance used 2026/27£16,250 / £20,000£3,750 left to 5 Apr
AccountTypeSort code · numberRateBalanceAvailable90 days30 daysStatus
Jude CurrentEveryday current00-00-00 · 00000012 - £4,182.37£5,182.37+£312.40Active
Household jointJoint current · with Sam Okafor00-00-00 · 00000027 - £1,946.20£1,946.20−£128.60Active
Easy SaverEasy access savings00-00-00 · 000000313.60% AER£12,480.55£12,480.55+£537.20Active
Fixed Saver 1 yrFixed rate · matures 14 Mar 202700-00-00 · 000000464.05% AER£10,000.00Locked£0.00Fixed
Cash ISAEasy access ISA · 2026/2700-00-00 · 000000533.85% AER£16,250.00£16,250.00+£400.00£3,750 allowance left
Stocks and Shares ISAGlobal index tracker00-00-00 · 000000680.25% fee£23,912.44£23,912.44+£1,093.18+4.8% 90d
Lifetime ISAHome or retirement · 25% bonus00-00-00 · 000000754.10% AER£8,640.00£8,640.00+£250.00Bonus due Apr
Business currentX-X.TECH Ltd · 2 approvers00-00-00 · 00000082 - £38,412.90£38,412.90+£2,318.452 approvals
Business saverX-X.TECH Ltd · 32-day notice00-00-00 · 000000943.40% AER£25,000.00£25,000.00£0.00Active
Jude Credit CardCard ending 0000 · due 28 OctCard · 000024.9% APR−£642.18£4,357.82−£642.18Pay by 28 Oct
Mortgage2-yr fixed to 31 Jan 2028 · 22 yrs left00-00-00 · 000001084.19% fixed−£246,318.70LTV 58%+£538.12Paid 1 Oct
Total personalcash + savings + investments£77,411.56+£2,463.78
Total borrowingcard + mortgage−£246,960.88−£538.12 owed
Spending this month cumulative, all personal accountsOctoberSeptemberForecast
£0£0.9k£1.8k£2.7k£3.6k151015202531
Where it went October vs September9 categories
CategoryShareOct so farSep
Housing
£1,412.60£1,412.60
Bills
£390.58£412.20
Groceries
£160.91£412.66
Transport
£22.30£148.40
Eating out
£6.45£132.75
Shopping
£54.99£284.10
Health
£46.44£52.10
Subscriptions
£24.98£61.94
Entertainment
£0.00£64.40
Upcoming payments next 21 days2 need approval
DatePayee · fromAmountType
13 OctSpotify · Current−£11.99Card
14 OctEE mobile · Current−£24.00DD
15 OctTransfer to Cash ISA · Current−£400.00SO
15 OctPAYE · HMRC · Business−£6,842.10Approve
17 OctOctopus Energy · Joint−£118.40DD
18 OctNetflix · Current−£12.99Card
20 OctAviva home insurance · Current−£21.36DD
21 OctThames Water · Joint−£42.18DD
22 OctGym Group · Current−£27.99Card
24 OctAWS EMEA · Business card−£1,284.55Card
25 OctPayroll run · 6 staff · Business−£21,460.00Approve
27 OctCouncil Tax · Hackney · Current−£168.00DD
28 OctJude Credit Card · Current−£642.18Auto
30 OctSalary · X-X.TECH Ltd · Current+£4,850.00BGC
1 NovMortgage · Current−£1,412.60DD
1 NovLISA top-up · Current−£250.00SO
Jude · next decisionJude
Forecast 30 Oct£1,214.60 left before salaryIdle cash£3,000 in Jude Current at 0%Best homeFixed Saver 1 yr · 4.05% AERGain+£121.50 a year
Move £3,000Keep in current
Recent activity
11:22Paid M Ellison Building Ltd−£3,450.00
09:41Card 0000 · Tesco Express−£12.85
YesterdayEasy Saver → Current£500.00
YesterdayHannah Brooks paid you+£32.50
10 OctPayroll draft ready · 6 staffApprove
09 OctOctopus DD up 23%Jude
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