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Jude
Every Jude Bank product 24 products · rates at 12 Oct 2026 · Bank Rate 3.75%synthetic11 held11 eligible
| Product | Type | Rate | Fees | Minimum | Access and terms | Eligibility | You |
|---|---|---|---|---|---|---|---|
| Jude Current | Current account | - | £0 a month | £0 | Open | 18+ · UK resident | Held |
| Jude Plus | Packaged current | - | £18 a month | £0 | Open | 18+ · £1,500 a month in | Eligible |
| Easy Saver | Savings · easy access | 3.60% AER | £0 | £1 | Unlimited withdrawals | 18+ | Held |
| Regular Saver | Savings · regular | 6.00% AER | £0 | £25 a month | 12 months · max £300 a month | Jude Current holders | Eligible |
| Fixed Saver 1 yr | Savings · fixed | 4.05% AER | £0 | £1,000 | No access for 12 months | 18+ | Held |
| 95-day Notice | Savings · notice | 4.20% AER | £0 | £1 | 95 days notice | 18+ | Eligible |
| Cash ISA | ISA · easy access | 3.85% AER | £0 | £1 | Flexible ISA | 16+ · £20,000 a year | Held |
| Fixed Cash ISA 1 yr | ISA · fixed | 4.00% AER | £0 | £500 | Early exit: 90 days interest | 18+ · £20,000 a year | Eligible |
| Stocks and Shares ISA | ISA · investing | Varies | 0.25% a year | £25 | Capital at risk | 18+ · £20,000 a year | Held |
| Lifetime ISA | ISA · first home or 60+ | 4.10% AER + 25% | 25% exit charge | £1 | £4,000 a year | 18 to 39 to open | Held |
| Fixed 2 yr mortgage 75% | Mortgage · fixed | 4.19% · APRC 6.8% | £999 fee | £100,000 | 2 yrs then SVR 7.24% | LTV ≤ 75% · income 4.5× | Held |
| Fixed 5 yr mortgage 60% | Mortgage · fixed | 4.09% · APRC 5.6% | £999 fee | £100,000 | 5 yrs · ERC 5–1% | LTV ≤ 60% | Eligible |
| Tracker 2 yr | Mortgage · tracker | Base + 0.59% = 4.34% | £0 fee | £100,000 | No ERC | LTV ≤ 75% | Eligible |
| Remortgage 5 yr | Mortgage · switch | 4.14% · APRC 5.7% | Free legals + valuation | £100,000 | From Jan 2028 | Existing customers | Matches you |
| Buy to let 5 yr | Mortgage · BTL | 4.89% · APRC 6.4% | 3% fee | £75,000 | Rent cover 125% at 5.5% | Landlords · LTV ≤ 75% | Not eligible |
| Personal loan | Loan · unsecured | 6.4% APR rep. | £0 | £1,000 | 1 to 7 years | Credit check | Eligible |
| Jude Credit Card | Card · purchases | 24.9% APR rep. | £0 a year | £500 limit | 56 days interest free | Credit check | Held |
| Balance transfer card | Card · 0% transfer | 0% for 24 months | 3.49% fee | £1,000 | Then 24.9% APR | Credit check | Eligible |
| Arranged overdraft | Current · overdraft | 39.9% EAR | £0 | £250 | Daily interest | Jude Current holders | Held |
| Business current | Business · account | - | £0 for 12 months then £6.50 | £0 | Multi-approver · API | Ltd, LLP, sole trader | Held |
| Business loan | Business · lending | 8.9% APR | 1% arrangement | £10,000 | 1 to 6 years | 2+ years trading | Eligible |
| Travel money and FX | FX · 18 currencies | 0.35% margin | £0 abroad | £0 | Card and transfers | Jude Current holders | Held |
| Home insurance | Insurance · buildings + contents | From £14.20 a month | £100 excess | - | Annual · monthly pay | UK homes | Quote |
| Jude SIPP pension | Pension · personal | Varies | 0.25% a year | £25 | Access from 57 | 18 to 75 · tax relief 20% | Eligible |
Savings rates · Jude vs UK averageJude BankUK average
Remortgage 5 yr Mortgage · switchMatches you
Rate4.14% fixed to 31 Jan 2033APRC5.7% · then SVR 7.24%Fees£0 · free legals and valuationERC5%, 4%, 3%, 2%, 1%Your balance£246,318.70 at 31 Jan 2028LTV58% · £425,000 valuationMonthly£1,368.20 · saves £44.40Term20 years remainingBook from1 Aug 2027 (6 months early)
Payment if rates move£246k · 20 yrs
Eligibility
| Existing Jude mortgage | yes | |
| LTV ≤ 75% | 58% | |
| No arrears 12 months | 0 missed | |
| Affordability at +3% | passes |
Compare for your £246kincl. fees
| Option | Rate | Monthly | 5-yr cost |
|---|---|---|---|
| Remortgage 5 yr | 4.14% | £1,368.20 | £82,092 |
| Fixed 5 yr 60% | 4.09% | £1,361.70 | £82,701 |
| Tracker 2 yr | 4.34% | £1,393.10 | £83,586 |
| Stay on SVR | 7.24% | £1,780.40 | £106,824 |
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